Good Drivers are Responsible Drivers.

Dolan Insurance Agency is Manchester’s trusted source for personalized insurance. When you come to us, we take the hassle out of working with a large, impersonal insurance company, while still helping you get customized, affordable benefits that will always come to your aid at the times you need them most. Our promise is that every client will walk out our doors knowing that they have received optimized protection that will keep them safe in all parts of their life.  

One of the most essential benefits that everyone needs is quality auto insurance. However, plans must be customized to the policyholder’s needs. With our network of quality carrier options available to you, we can ensure you get the most customized plan for your needs.  

To get your auto insurance policy today, call us at 563-927-4780 or request your free quote now!  

Common Auto Insurance Questions  

What is auto insurance?  

Auto insurance is a promise of financial assistance. By buying a policy, a driver agrees to pay the insurer, who in turn agrees to provide payment and other support to the driver in the event of unexpected, unavoidable vehicle accidents or other problems. With it, drivers will be reassured that they can recover from such challenges with minimal personal financial losses.  

How does auto insurance work?  

Any challenge or damage involving your vehicle could get very expensive, and it’s only natural to worry whether you will be able to afford such costs. Auto insurance will guarantee that you can. You can file a claim against this policy for accident costs and other losses for which you are responsible. The policy then pays a certain amount of money to aid you in your recovery costs.  

Quality auto insurance will minimize your personal financial losses for such problematic losses, and you’ll be able to recover from these issues without costing yourself an arm and a leg.  

What does auto insurance cover?  

The average auto insurance policy can offer numerous benefits, including:  

Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:

Is auto insurance required?  

Iowa law requires minimum liability coverage covering the following: 

$20,000 of bodily injury to or death of one person in any one accident; 
$40,000 because of bodily injury to or death of two or more persons in any one accident; and 
$15,000 because of injury to or destruction of property of others in any one accident.

Drivers who have financed their vehicles might also be required to purchase collision, comprehensive, gap or other physical damage insurance in compliance with lender rules.  

It is highly recommended that you carry more than just a minimum level of auto insurance on your policy, and we are the experts who can help you determine precisely which coverage is best for you.  

How much auto insurance do I need?  

 

Iowa drivers need to purchase at least the minimum required amounts of liability insurance set forth by the state. You may also need to purchase the minimum amounts of coverage required by your lender if you’ve financed your vehicle. It is recommended that you carry more than just a minimum level of auto insurance on your policy. Talk to an agent to learn more.

What does auto insurance cost?  

Numerous factors can influence the cost of your auto policy, including:  

It is possible for two drivers to have identical policies, but still pay different prices for them. However, we’ll make sure that we search our carrier network to help you find the policy that will offer you the most optimized price level for the benefits of your choice.