Thursday, May 25, 2023You’ve lost a loved one. Your life is changing, and you may not know what your next step is. If your loved one left behind a life insurance policy, you may have some financial support available to help you to keep paying the bills and meeting life’s needs. However, to do this, you need to file the life insurance claim. READ MORE >>
Thursday, April 27, 2023Property fires are often scary, devastating occurrences. After one strikes your business, you might worry about how you’ll pick up the pieces. Small business owners who carry a business owners policy (a BOP) often have a convenient way to do so. READ MORE >>
Monday, March 20, 2023Do you live for those days when you get to head out into the sticks for some off-roading fun on your ATV? Tearing it up in the mud can be a very satisfying way to spend an afternoon. However, as with any motor vehicle, safety must be a consideration to ensure that your fun outing doesn’t turn into a trip to the hospital. READ MORE >>
Tuesday, February 28, 2023Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: Fire READ MORE >>
Tuesday, January 10, 2023Farmers obviously rely on their crop yield and other output in order to make a profit. That’s why their priority is to protect their commodities as best they can in the face of numerous damage risks. One of the clearest and present dangers to any farmer is the risk of severe weather. READ MORE >>
Thursday, December 15, 2022If you are a crop farmer, crop production is essential in order to turn a profit. However, dealing in agricultural commodities, crops in particular, is a very high-risk business. It’s very easy for crops to get destroyed, and if they do, then they could represent a significant financial loss. READ MORE >>
Friday, November 11, 2022Research indicates that cold weather leads to a higher number of heart attacks. Many theories have been developed to explain why this season causes more heart issues. One is that blood vessels constrict due to the drop in temperature. Another theory is that people are not as active in the winter and when they are active, they overexert themselves. READ MORE >>
Wednesday, October 12, 2022As the working landscape continues to change, more and more people deign to work from home or work on an independent basis. It can give a lot of people a sense of purpose and individuality as opposed to working for a large company. However, self employed individuals face a lot of risks that many business owners also face. READ MORE >>
Monday, September 19, 2022The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. READ MORE >>
Thursday, August 11, 2022When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. READ MORE >>
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