November 14, 2020
AgencyWhat Are Endorsements??
What Are Endorsements? Business insurance is a complex product. It needs to provide a wide range of coverage options for companies. Yet, no one policy fits everyone’s needs perfectly. That is where endorsements come in. They provide a way to alter the existing policy or update it to better match the company’s needs at […]
December 31, 2020
AgencyReasons to get Builders Risk Insurance
Reasons to get Builders Risk Insurance There are many types of business insurance tailored to the construction and remodeling industries. However, there’s one key type of coverage that’s not included in a business owner’s policy. This is builder’s risk insurance. Here are three reasons why you should carry this type of additional insurance. What could […]
February 4, 2021
AgencyWhat Insurance Do You Need on a New Farm?
What Insurance Do You Need on a New Farm? When starting an agricultural enterprise, insurance is an absolute must to protect you, your workers and your assets. Not all insurance policies are equal, however, and you will want a policy tailored for your farm and its needs. What is Farm Insurance? Farm insurance is […]
February 26, 2021
AgencyAre You Prepared? – Floods
Are You Prepared? – Floods Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice dam. Overland flooding, the most common type of flooding event typically occurs when waterways, such as rivers or streams, overflow their banks as […]
March 25, 2021
AgencyIs It Time to Replace Your Tires?
Is It Time to Replace Your Tires? Do you know how to properly check your tires to see if it’s time to replace them? If you don’t, don’t worry. Most people don’t know how to conduct this routine maintenance check on their car. Here’s two different methods that can help determine if you […]
April 30, 2021
AgencyWhat Will I Lose if My Business Gets Sued??
What Will I Lose if My Business Gets Sued? After you have spent years building your business, you naturally want to preserve it for the future. This will involve stabilizing your financial reserves in the long term. However, you cannot ignore the fact that in an instant, you could face a significant financial challenge […]
May 21, 2021
AgencyMaintain Your Heart Health
Maintain Your Heart Health According to the Centers for Disease Control and Prevention, heart disease is the leading cause of death for men and women in the United States. While there are some risk factors that contribute to heart disease that you can’t control, there are also many things you can do to preserve […]
June 24, 2021
AgencyHow Does Crop Insurance Work?
Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: Fire Wind Hail Lightning Smoke Theft Vandalism Drought Crop insurance […]
July 21, 2021
AgencyTypes of Farm Insurance and How to Choose
Whether you operate a working farm or live on an expansive farm that isn’t a business, having the right type and amount of farm insurance is essential. Things can get confusing though, because there are numerous options for you to choose from available from multiple insurance providers. It’s always a good idea to discuss your […]
August 17, 2021
AgencyWill Home Insurance Cover A New HVAC?
As a general rule, you should assume that your home insurance will not cover a new HVAC unit. Your HVAC will eventually need to be replaced, owing to general wear and tear. No matter how well cared-for your HVAC unit may be, no machine can be expected to last forever. Even if you only use […]